From counties and municipalities holding certificates that never sold. From investors who earned their interest and want out before foreclosure. We pay face value plus accrued interest, take the assignment, and carry the lien through redemption or foreclosure ourselves — in every lien state.
Single certificates or whole portfolios. Written bid in three business days. Funds wired at assignment.
COUNTY TREASURERCERT. NO. 2024-04417
Tax Lien Sale Certificate
Assignment of all right, title and interest of the certificate holder
Parcel
14-208-113-0000
Face amount
$8,412.60 (tax years 2022–2024)
Statutory rate
16% per annum, simple
Assignor
Original certificate holder
Assignee
Tax Lien Investors, LLC
Authorized signature
County Treasurer
OFFICIAL SEAL
ASSIGNED
41,000+Tax lien certificates purchased
$410MPaid to counties, towns and lien holders
3 daysFrom portfolio tape to written bid
100%Of accrued interest paid to the seller at closing
Who sells to us
Two kinds of seller, one buyer who wants the lien itself
Most buyers of tax liens are chasing the interest. We are not. We buy certificates because we are prepared to hold them to the end — through redemption, through foreclosure, and onto the tax roll as a maintained property. That makes us the natural buyer for anyone whose lien has become more work than it is worth.
Counties and municipalities
Turn unsold and aged liens into revenue this fiscal year
Every sale leaves certificates nobody bid on. They sit as county-held or struck-off inventory, earning nothing, while the parcels behind them deteriorate. We buy that inventory — individually over the counter, or in a single negotiated bulk assignment.
County-held, struck-off and over-the-counter certificates
Bulk and negotiated assignments of municipal tax liens
Aged liens with multiple years of subsequent taxes
Liens on vacant, abandoned and code-violation parcels
You earned the interest. We will pay it out today.
You bought the certificate for the yield. Now the redemption period is running out, foreclosure counsel is quoting five figures, and the property is the last thing you wanted. Assign the lien to us: you receive your principal and every dollar of interest accrued through closing, and we take it from there.
Seasoned certificates approaching or past the redemption deadline
Liens that require foreclosure or a tax-deed application
Whole portfolios and fund wind-downs, any state mix
A dependable buyer for the liens your sale leaves behind
Unsold certificates cost you twice: once as uncollected revenue, and again as parcels that slide toward abandonment. We purchase them under the assignment procedures already written into your state's statute — no new program, no new vendor contract.
What we buy from you
County-held and struck-off certificates — liens where the county was listed as purchaser because no bidder appeared. We take assignment at the full statutory amount.
Bulk municipal assignments — where statute lets a governing body assign liens by resolution for negotiated consideration, we bid on the whole list, including the parcels other bidders decline.
Aged and subsequent-tax liens — certificates carrying several years of unpaid subsequents, water and sewer charges, and demolition or nuisance liens.
The hard parcels — vacant lots, fire-damaged structures, heirship properties. We foreclose, clear title and return them to productive use.
What you can expect from us
Every assignment we take, we finish. We send the statutory notices, pay the subsequent taxes, prosecute the foreclosure or deed application, and maintain the property once we own it. A treasurer who assigns to us does not see the same parcel back at next year's sale.
We work through your existing forms and procedures: assignment forms, notices of pending assignment by certified mail, W-9 and bidder registration, recording with the clerk, and payment by wire or ACH on the schedule your office sets.
Indicative terms — public sellers
Subject to state statute and local resolution
Price for county-held certificates
Full statutory amount: delinquent tax, penalties, interest and costs as calculated by your officePlus the assignment fee your county charges per certificate or parcel
Price for bulk or negotiated assignments
Negotiated percentage of the face amount, set in writing after we review the listTypically higher than auction proceeds on the same parcels because we bid on everything, not just the best liens
Form of transaction
Assignment of the certificate or of the county's rights, executed on your form and recorded where required
Subsequent taxes
We pay them as they come due, keeping the parcel current from the date of assignment
Notices
We prepare and send every notice the statute assigns to the assignee, with proof of mailing supplied to your office
Closing
Individual certificates: same week. Bulk lists: 30 days from executed resolution, or sooner if your fiscal calendar requires
Payment
Wire or ACH to the county or municipal account, receipted listing provided
After assignment
Quarterly status report on every parcel until it is redeemed, foreclosed and back on the tax roll
For lien holders and investment firms
You bought the yield. We will buy the lien.
A tax lien certificate pays beautifully when the owner redeems. When they do not, the holder inherits a foreclosure, a title problem and a property they never wanted. We buy the certificate at that point — and we pay you as if it had redeemed today.
How we price your certificates
We pay the face amount of the certificate plus interest accrued at the certificate's rate through the closing date, plus reimbursement of any subsequent taxes you paid, with their own accrued interest. On competitive portfolios we also pay a premium above accrued value. There are no assignment fees, recording fees or closing costs charged back to you.
The certificates we want most
Seasoned liens near the redemption deadline — the point at which your options narrow to foreclose or let the certificate expire.
Liens already in foreclosure — we take the file mid-stream and substitute in with counsel.
Certificates on difficult collateral — vacant land, mixed-use, damaged structures, unclear heirship. These are exactly the liens we underwrite for the property.
Whole books — fund wind-downs, estate liquidations and firms exiting a state. Any mix of states, any size.
Send us a tape
A spreadsheet with one row per certificate is enough for a written bid within three business days. Include what you have of the following:
State and county
Certificate number and sale date
Parcel or tax ID
Face amount and tax years
Interest or penalty rate
Premium paid, if any
Subsequent taxes paid and dates
Redemption deadline or expiry
Foreclosure status and counsel
Property type and address
Indicative terms — private holders
Confirmed in a written bid letter
Purchase price
Face amount + accrued interest at the certificate rate through closing + subsequent taxes with their interestPremium above accrued value on competitive portfolios
Fees to seller
None. We absorb county assignment fees, notary, recording and counsel substitution
Bid turnaround
Three business days from receipt of tape; same day for single certificates with a county record we can pull
Diligence
County record, title and property review on our side; no site access or seller representations beyond good title to the certificate
Form of transaction
Assignment on the county's form (notarized where required) or a portfolio purchase agreement with schedule of certificates; we file the W-9 and registration as new holder
Closing
Single certificates: 5 business days. Portfolios: 15–30 days depending on county processing
Payment
Wire on the day the county accepts the assignment; escrow available for portfolios
Redemptions in transit
Any redemption received before assignment is yours in full; after, ours. No clawbacks either direction
Minimum
None. One certificate is enough
Why sell the lien instead of foreclosing
Hold to foreclosure, or assign to us
Take it to foreclosure yourself
Retain foreclosure or tax-deed counsel in each state
Advance filing fees, title searches, service and publication
Keep paying subsequent taxes for 12–36 more months
Risk a bankruptcy stay, a contested title or a defective notice
End up owning, insuring and disposing of a property
Assign the certificate to us
Principal and all accrued interest wired at closing
Subsequent taxes you paid reimbursed with interest
No legal fees, no assignment or recording costs
Capital back in your hands for the next sale season
We carry the foreclosure, the title work and the property
How an assignment works
From list to wire in four steps
The same sequence whether you are a treasurer with two hundred struck-off certificates or an investor with one.
Send the list
Email a spreadsheet, a county export or a photo of the certificate. Our acquisitions desk confirms receipt and pulls the county records the same day.
Receive a written bid
A bid letter itemizing every certificate: face, accrued interest, subsequents, any premium, and the total you will receive. Nothing is deducted from that number later.
Execute the assignment
We prepare the county's assignment forms, notarization and W-9 registration, and mail any statutory notice of pending assignment. You sign; we handle the filing.
Get paid
Funds are wired the day the treasurer's office accepts the assignment and updates the holder of record. For portfolios, an escrow agent releases per certificate.
Where we buy
Every lien state, plus the redeemable-deed states
We take assignments wherever the statute allows a certificate to change hands. In pure deed states we buy the property itself at or after the sale. Lien and hybrid states are listed first.
Classifications are a general guide. Assignment procedures, fees, interest rates and redemption periods are set by state law and administered county by county; our bid letter cites the governing section for each certificate.
Leadership and representatives
The people who will price your certificates
Treasurers and lien holders deal with one named representative from first list to final wire.
NM
Nir Maman
CEO
NM
Noam Maman
VP
Why sellers come back
We close what we bid, and we finish what we buy
The bid is the priceEvery certificate is itemized in writing before you sign anything. No re-trade after diligence, no deductions at closing.
We take the whole listVacant lots, burned structures, heirship parcels. We do not cherry-pick and hand the difficult liens back to you.
Statutory compliance is our jobNotices, recording, foreclosure timelines and fee limits are handled by our in-house team and local counsel in each state.
Properties come back to the rollOnce we take title we clear, repair or redevelop, and the parcel starts paying taxes again. That is the outcome treasurers want and the one we underwrite for.
"We had 340 struck-off certificates going back six years. They took all 340 in one assignment and the funds hit our account before fiscal year-end."
"Our fund was winding down with forty certificates past redemption in three states. Their bid was face plus every dollar of interest, and we never hired a foreclosure attorney."
"I bought one certificate at the county sale for the 16%. When it didn't redeem I had no idea what to do next. They paid me out in a week."
Also
We buy houses with open property taxes
If you are a homeowner behind on taxes rather than a lien holder, we can purchase the property directly, pay the county at closing and put the remaining equity in your hands. Ask for a written offer.
What exactly are you buying — the property or the lien?
The lien. A tax lien certificate gives its holder the right to collect the delinquent tax plus interest and, if the owner never redeems, to foreclose or apply for a tax deed. We buy the certificate by assignment and step into every right the original holder had. The property owner keeps title and every redemption right the statute gives them.
How do you pay for a certificate?
Face amount plus interest accrued at the certificate's own rate through the closing date, plus any subsequent taxes the holder paid with their interest. On competitive portfolios we pay a premium above that accrued value. The number in our bid letter is the number you receive; there are no fees charged back.
Can a county legally assign certificates it holds?
In most lien states, yes — statutes provide for assignment of county-held or struck-off certificates, usually at the full delinquent amount plus a per-certificate assignment fee, and often with a notice of pending assignment to the taxpayer. Several states also let a municipality's governing body assign its liens in bulk by resolution for negotiated consideration. We work inside whichever procedure your state provides and cite it in our proposal.
Do you buy single certificates from individual investors?
Yes. Send a photo of the certificate or the county's confirmation. We pull the record, price it the same day and handle the county's assignment form, notarization and holder registration for you.
What if a certificate is already in foreclosure or has a title problem?
Those are the certificates we most want. We substitute in as plaintiff with your counsel or ours, and our title team handles heirship, quiet-title and lien-priority issues. Bankruptcy stays, federal liens and environmental parcels are priced case by case, not declined.
Which states do you not buy in?
We take assignments in every state that issues transferable lien certificates or redeemable deeds. In pure deed states we do not buy liens because none exist — there we purchase the property at or after the sale.
Will you sign an NDA before I send a tape?
Yes. We execute a mutual confidentiality agreement on request before any portfolio data changes hands, and we do not contact property owners on a list until the assignment has closed.
Contact
Send us your list. Bid in three business days.
Counties, towns, funds and individual holders all start the same way: a list of certificates and a phone number. We pull the records, price every line and send a written bid. No obligation, no fees.